"Mike McLucas was very knowledgeable about my husband’s account and just the way he spoke to me made me feel like I had a friend helping me through this sad and confusing time."
- Sandi M. - (Spouse of deceased member Thomas M.)
As you age, your health may change and it may become challenging to get the insurance protection you and your family need. Cost is another factor as life insurance premiums are based on your age when the policy is issued. That’s why many experts recommend at least some amount of permanent whole life protection.
Permanent life insurance provides guaranteed protection for your lifetime. It is used to provide, not only a sum of money to the insured’s beneficiaries at death, but also an income stream to dependents, making it possible to maintain the quality of life they have come to enjoy. People also use permanent life insurance as a means of accumulating money through cash values for their own use in later life. This accumulation is referred to as a Living Benefit.
If you are looking for permanent protection for you and your family, then whole life insurance may be your best option. Everyone’s needs are different so its important to talk to a Field Supervisor or Regional Insurance Representative who can evaluate your situation and make appropriate recommendations.